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The general concept is your self-managed super fund can’t borrow money, although like all guidelines the ‘no borrowing’ rule has some exceptions. As a SMSF trustee, you need to understand the difference between direct borrowing and indirect borrowing and the special rules that apply to...

Australia–New Zealand relations, also referred to as Trans-Tasman relations ("relations across the Tasman Sea"), are extremely close with both sharing British colonial heritage. Under various arrangements since the 1920s, there has been a free flow of people between Australia and New Zealand. An estimated 600,000...

Special Disability Trusts Special Disability Trusts (SDTs) were introduced in 2006 to assist families and carers make private financial provisions for the current and future care and accommodation needs of a family member with a severe disability. They provide the donor and SDT beneficiary with Social...

You have worked hard to get to where you are today so you want to make sure you are getting the most from your money. But just as markets move and change so do your circumstances. Life takes twists and turns that we don’t always...

The one million club Nearly 600,000 SMSFs run by more than 1.1 million trustees control more than $650 billion in total assets, as at 31 December 2016. A more impressive statistic is that as at 31 December 2016, SMSF trustees control around a third of all...

From 27 February 2017, the rules around home care services for older Australians have changed. The changes were originally announced as part of the 2015-16 Budget and aim to strengthen the quality of home care services by increasing competition and reducing red tape for providers....

The good news you’re having a baby. You’re excited! Then you start to worry. Will I be a good parent? Will I know what to do? And then comes the big one – how will we afford it? It’s true that babies cost money. But...

Most Australians accumulate superannuation directly from their employers. Because it seems mostly out of our hands, many of us don’t take the time to research exactly what our super funds offer. Take the time to understand how choosing the right super fund now can benefit...

Most the superannuation reforms announced in the 2016 Federal Budget will take effect on 1 July 2017. These reforms have significant implications for some of you and you might seek advice leading up to and beyond this date. This article outlines the key decisions and...