Our Blog

Latest update from iAdvice

30
APR

ASFA says most retirees exhaust their super savings

Retirees exhaust their retirement savings at a much faster rate than is generally believed, with 80 per cent of those over the age of 60 who died between 2014 and 2018 having no super left for up to four years before their death.

30
APR

How Centrelink uses ‘deeming rates’ to estimate your income

‘Deeming’ is used by Centrelink and the Department of Veteran Affairs (DVA) to assume how much income you earn on financial investments and to then count this amount in their ‘income’ test.

30
APR

In fact, most people have no super when they die

That Australians do not spend their super in retirement, and supposedly have more super and other financial assets when they die than when they retired, has become a trope in narratives about the strengths and weaknesses of the Australian superannuation system.

30
APR

Inflation likely to accelerate: a non consensus view

Aggressive stimulus and labor market tightening mean higher inflation risk

30
APR

The equity of government support for retirement income

For many years there has been considerable media debate about the fairness (or otherwise) of the superannuation tax concessions and the apparent advantage they provide to high income earners.

30
APR

Opportunities for bonds in a post-COVID world

2020 was a year of immense change with the effects of the global pandemic and widespread lockdowns felt on a global scale: jobs were lost, incomes were affected, and company profits were slashed.